The answer with these values
The other car costs less
2,818 €lower cost over 5 years
Estimated ownership costs
At only 6,000 km/year, diesel remains cheaper over five years in this example despite Tesla’s lower energy cost. The total includes purchase, energy, insurance, recurring fees and a maintenance budget, less assumed resale. Start by testing both purchase prices and their values after five years.
Tesla Model Y
Comparison30,950 €
over 5 years · ≈ 516 €/month
Diesel
✓ Lower cost28,132 €
over 5 years · ≈ 469 €/month
- Distance including longer trips
- 6,000 km/year
- AC charging share
- 80 %
Talk the numbers over with a friend.
Where does the difference come from?
| Item | Tesla Model Y | Diesel |
|---|---|---|
| Purchase | 33,000 € | 25,000 € |
| Finance costs | 0 € | 0 € |
| Electricity / fuel | 887.01 € | 3,438 € |
| Servicing, insurance and fees | 13,563.25 € | 12,194.25 € |
| One-off costs | 0 € | 0 € |
| Selected repairs | 0 € | 0 € |
| Less estimated resale value | -16,500 € | -12,500 € |
| Total | 30,950.26 € | 28,132.25 € |
What could change the answer?
The five-year residual value is particularly uncertain. Obtain insurance and service quotes for the specific cars, including age and history. The result can reverse with different resale, repairs or purchase prices; it does not establish a universal annual-mileage break-even point.
The yearly perspective
Cumulative cost at each year end using the same assumptions and calculation scope.
| Year / distance | Tesla Model Y | Diesel |
|---|---|---|
| Year 16,000 km | 6,190.05 € | 5,626.45 € |
| Year 212,000 km | 12,380.1 € | 11,252.9 € |
| Year 318,000 km | 18,570.15 € | 16,879.35 € |
| Year 424,000 km | 24,760.2 € | 22,505.8 € |
| Year 530,000 km | 30,950.26 € | 28,132.25 € |
Input values
Driving and energy
- Comparison period
- 5 years
- Fuel
- Diesel
- Daily driving
- 16.4 km
- Additional trip distance
- 0 km
- Longer trips per month
- 0
- Battery consumption
- 17.7 kWh/100 km
- Tesla purchase price
- 33,000 €
- Other purchase price
- 25,000 €
- Home electricity
- 0.0923 €/kWh
- Rapid charging · DC
- 0.425 €/kWh
- Regular AC charging · price
- 0.37 €/kWh
- Requested AC share
- 80 %
- Home · hours
- 8 h
- Home · days
- 7 /week
- Home · power limit
- 3.7 kW
- Home · phases
- 1
- Home · current
- 16 A
- Fuel consumption
- 6 L/100 km
- Fuel price
- 1.91 €/L
Tesla
- Annual additional costs
- 2,712.7 €/year
- Estimated sale after 5 years
- 16,500 €
- Estimated sale after 10 years
- 8,250 €
- Comprehensive insurance
- 1,935.5 €/year
- Liability insurance
- 173.3 €/year
- Vehicle tax
- 0 €/year
- Inspection
- 46 €/year
- Vignette
- 64.5 €/year
- Total insurance
- 2,108.7 €/year
- Total maintenance
- 493.4 €/year
- Total fees
- 110.5 €/year
- Payment
- Cash purchase
Other car
- Annual additional costs
- 2,438.9 €/year
- Estimated sale after 5 years
- 12,500 €
- Estimated sale after 10 years
- 6,250 €
- Comprehensive insurance
- 1,466.3 €/year
- Liability insurance
- 203.7 €/year
- Vehicle tax
- 62.7 €/year
- Inspection
- 46 €/year
- Vignette
- 64.5 €/year
- Total insurance
- 1,670 €/year
- Total maintenance
- 595.6 €/year
- Total fees
- 173.3 €/year
- Payment
- Cash purchase
- Distance including longer trips
- 6,000 km/year
- AC charging share
- 80 %
- Both cars are being purchased, for €33,000 and €25,000 in cash. This does not compare buying a Tesla with keeping an already paid-for car.
- 6,000 km/year in total, without additional long trips; five years of ownership. Model Y at 17.7 kWh/100 km versus diesel at 6 L/100 km.
- 80% home charging; night electricity €0.0923/kWh and DC €0.425/kWh. Diesel €1.91/L from Fuelo, checked 21 October 2026. Electricity retains the pinned tariff examples.
- Updated maintenance budget: Tesla €493.40/year, diesel €595.60/year. Published labour prices plus separate parts and wear allowances; not a service quote or guarantee.
- No loan interest, extra one-off spending or separately entered major repairs. These must be added if they apply to the actual offers.
- Casco and liability are tariff-based estimates, not personal quotes; annual premiums stay constant in this model. Diesel tax depends on assumed power, age, Euro class and municipality.
- Resale assumes 50% of today’s purchase price after another five years and 25% after ten. No verified Bulgarian transaction-price series establishes these percentages.
How does this compare with public data?
These references put the saved assumptions in context. They do not replace a personal quote or measurements from your car.
Two different measurement bases
Consumption: catalogue and owners
- This scenario · battery
- 17.7 kWh/100 km
- Tesla WLTP · from the wall
- 16.4 kWh/100 km
- Mean of collected owner reports
- 17.7 kWh/100 km
WLTP includes charging losses; in-car reports measure battery energy. They are not directly comparable. Owner reports are a convenience sample, not representative statistics.
Saved reference date:Published tariffs
Public charging prices
- DC price in this scenario
- 0.425 €/kWh
- Eldrive · DC
- 0.46 €/kWh
- Electrip · DC
- 0.38–0.4 €/kWh
A two-network reference, including VAT and without a subscription. This is not a national average. Check the individual station tariff.
Saved reference date:Sources and version
Saved data basis · Saved revision 27 · Example reviewed
Prices and results stay pinned to this revision. New tariffs or data require another review of the example.
- Tesla · WLTP
- 2023 Long Range AWD · 20″
- 2021 Long Range AWD · 20″
- 2023 Long Range · 19″
- 2023 Long Range
- www.eldrive.eu · 2026-10-14
- electripglobal.com · 2026-10-14
- AT Batsalov · service labour incl. VAT · 2026-10-18
- Tesla · maintenance recommendations · 2026-10-12
- Bulstrad · Casco Standard 2026 · 2026-10-14
- Bulstrad · GO 2026 · 2026-10-18
- bg.fuelo.net · 2026-10-21
- Long Range AWD · 2026-10-09
- evn.bg · 2026-10-09
