# Model Y at €33,000 or diesel at €25,000: five years at just 6,000 km/year



At only 6,000 km/year, diesel remains cheaper over five years in this example despite Tesla’s lower energy cost. The total includes purchase, energy, insurance, recurring fees and a maintenance budget, less assumed resale. Start by testing both purchase prices and their values after five years.



[HTML](https://usateslata.com/en/tools/examples/model-y-ili-dizel-6000-km-godina)

Calculator: [Ownership costs](https://usateslata.com/en/tools/ownership)

Example reviewed: 2026-10-21

Saved data basis: 2026-10-21

Revision: 27



## Result





Estimated ownership costs.

over 5 years

| Item | Value |
| --- | --- |
| Tesla Model Y | 30950.26 EUR |
| Diesel | 28132.25 EUR |

| Item | Value |
| --- | --- |
| Period | 5 years |
| Distance | 30000 km |
| Tesla | 30950.26 EUR |
| Other car | 28132.25 EUR |
| Difference | 2818.01 EUR |

## Cost breakdown

| Cost | Tesla Model Y | Diesel | Included |
| --- | --- | --- | --- |
| Purchase | 33000.00 EUR | 25000.00 EUR | Yes |
| Finance costs | 0.00 EUR | 0.00 EUR | Yes |
| Electricity / fuel | 887.01 EUR | 3438.00 EUR | Yes |
| Servicing, insurance and fees | 13563.25 EUR | 12194.25 EUR | Yes |
| One-off costs | 0.00 EUR | 0.00 EUR | Yes |
| Selected repairs | 0.00 EUR | 0.00 EUR | Yes |
| Less estimated resale value | -16500.00 EUR | -12500.00 EUR | Yes |

## By year · cumulative cost

| Year | km | Tesla Model Y · EUR | Diesel · EUR |
| --- | --- | --- | --- |
| 1 | 6000 | 6190.05 | 5626.45 |
| 2 | 12000 | 12380.1 | 11252.9 |
| 3 | 18000 | 18570.15 | 16879.35 |
| 4 | 24000 | 24760.2 | 22505.8 |
| 5 | 30000 | 30950.26 | 28132.25 |

## Inputs

### Driving and energy

| Item | Value |
| --- | --- |
| Comparison period | 5 years |
| Fuel | Diesel  |
| Daily driving | 16.43 km |
| Additional trip distance | 0 km |
| Longer trips per month | 0  |
| Battery consumption | 17.7 kWh/100 km |
| Tesla purchase price | 33000 EUR |
| Other purchase price | 25000 EUR |
| Home electricity | 0.0923 €/kWh |
| Rapid charging · DC | 0.425 €/kWh |
| Regular AC charging · price | 0.37 €/kWh |
| Requested AC share | 80 % |
| Home · hours | 8 hours |
| Home · days | 7 /week |
| Home · power limit | 3.7 kW |
| Home · phases | 1  |
| Home · current | 16 A |
| Fuel consumption | 6 L/100 km |
| Fuel price | 1.91 €/L |

### Tesla

| Item | Value |
| --- | --- |
| Annual additional costs | 2712.65 EUR/year |
| Estimated sale after 5 years | 16500 EUR |
| Estimated sale after 10 years | 8250 EUR |
| Comprehensive insurance | 1935.45 EUR/year |
| Liability insurance | 173.28 EUR/year |
| Vehicle tax | 0 EUR/year |
| Inspection | 46.02 EUR/year |
| Vignette | 64.5 EUR/year |
| Total insurance | 2108.73 EUR/year |
| Total maintenance | 493.4 EUR/year |
| Total fees | 110.52 EUR/year |
| Payment | Cash purchase  |

### Other car

| Item | Value |
| --- | --- |
| Annual additional costs | 2438.85 EUR/year |
| Estimated sale after 5 years | 12500 EUR |
| Estimated sale after 10 years | 6250 EUR |
| Comprehensive insurance | 1466.25 EUR/year |
| Liability insurance | 203.74 EUR/year |
| Vehicle tax | 62.74 EUR/year |
| Inspection | 46.02 EUR/year |
| Vignette | 64.5 EUR/year |
| Total insurance | 1669.99 EUR/year |
| Total maintenance | 595.6 EUR/year |
| Total fees | 173.26 EUR/year |
| Payment | Cash purchase  |

### Additional parameters

| Item | Value |
| --- | --- |
| Distance including longer trips | 6000 km/year |
| AC charging share | 80 % |

## Assumptions

- Both cars are being purchased, for €33,000 and €25,000 in cash. This does not compare buying a Tesla with keeping an already paid-for car.

- 6,000 km/year in total, without additional long trips; five years of ownership. Model Y at 17.7 kWh/100 km versus diesel at 6 L/100 km.

- 80% home charging; night electricity €0.0923/kWh and DC €0.425/kWh. Diesel €1.91/L from Fuelo, checked 21 October 2026. Electricity retains the pinned tariff examples.

- Updated maintenance budget: Tesla €493.40/year, diesel €595.60/year. Published labour prices plus separate parts and wear allowances; not a service quote or guarantee.

- No loan interest, extra one-off spending or separately entered major repairs. These must be added if they apply to the actual offers.

- Casco and liability are tariff-based estimates, not personal quotes; annual premiums stay constant in this model. Diesel tax depends on assumed power, age, Euro class and municipality.

- Resale assumes 50% of today’s purchase price after another five years and 25% after ten. No verified Bulgarian transaction-price series establishes these percentages.

## Consumption: catalogue and owners

Two different measurement bases · 2026-10-12

| Item | Value |
| --- | --- |
| This scenario · battery | 17.7 kWh/100 km |
| Tesla WLTP · from the wall | 16.4 kWh/100 km |
| Mean of collected owner reports | 17.7 kWh/100 km |

WLTP includes charging losses; in-car reports measure battery energy. They are not directly comparable. Owner reports are a convenience sample, not representative statistics.

2020–2024 · Long Range / Performance · 5 reports. Winter, speed, tyres and route can change consumption.

- [Tesla · WLTP](https://www.tesla.com/fr_fr/support/power-consumption)

- [2023 Long Range AWD · 20″](https://www.reddit.com/r/TeslaModelY/comments/1lczyq7/)

- [2021 Long Range AWD · 20″](https://www.reddit.com/r/TeslaModelY/comments/18n53m2/)

- [2023 Long Range · 19″](https://www.reddit.com/r/ModelY/comments/1cmfxcb/)

- [2023 Long Range](https://www.reddit.com/r/ModelY/comments/185nxuu/)

## Public charging prices

Published tariffs · 2026-10-14

| Item | Value |
| --- | --- |
| DC price in this scenario | 0.425 €/kWh |
| Eldrive · DC | 0.46 €/kWh |
| Electrip · DC | 0.38–0.4 €/kWh |

A two-network reference, including VAT and without a subscription. This is not a national average. Check the individual station tariff.

Subscriptions, idle fees and roaming can change the bill. These references remain pinned to the saved example.

- [Eldrive](https://www.eldrive.eu/bg-bg/pricing)

- [Electrip](https://electripglobal.com/bg/driver)

## What could change the answer?

The five-year residual value is particularly uncertain. Obtain insurance and service quotes for the specific cars, including age and history. The result can reverse with different resale, repairs or purchase prices; it does not establish a universal annual-mileage break-even point.

## Sources

- [AT Batsalov · service labour incl. VAT](https://atbatsalov.com/service) · 2026-10-18

- [Tesla · maintenance recommendations](https://www.tesla.com/support/vehicle-maintenance) · 2026-10-12

- [Bulstrad · Casco Standard 2026](https://www.bulstrad.bg/content/files/2025/12/30/4704_Tariff_Casco_Standart_from_01_01_2026_EUR_(1).pdf) · 2026-10-14

- [Bulstrad · GO 2026](https://www.bulstrad.bg/content/files/2026/06/09/4710_MTPL_Tariff_from_01_01_2026_EUR.pdf) · 2026-10-18

- [bg.fuelo.net](https://bg.fuelo.net/) · 2026-10-21

- [Long Range AWD](https://ev-database.org/car/1619/Tesla-Model-Y-Long-Range-AWD) · 2026-10-09

- [evn.bg](https://evn.bg/Home/Electricity.aspx?lang=bg-bg) · 2026-10-09

- [www.eldrive.eu](https://www.eldrive.eu/bg-bg/pricing) · 2026-10-14

- [electripglobal.com](https://electripglobal.com/bg/driver) · 2026-10-14

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